Disclaimer

⚠️ Investment Risk Disclaimer

This document outlines the legal limitations and risks associated with using the "Fundamental Analysis" application, other analysis tools, the Learning Center, and any content, formulas, or information provided on this website. By accessing or using this service, you acknowledge and agree to this disclaimer.

1. Not Financial Advice

The "Fundamental Analysis" application, other analysis tools on this website, and the content provided in our Learning Center section are intended for informational and educational purposes only. We are not registered financial advisors, brokers, or analysts.

• The information provided by any tool, including all calculated ratios (BVPS, P/E, ROIC, etc.) and valuation models (Graham, Buffet), and the educational materials in the Learning Center, does NOT constitute financial, investment, legal, or tax advice.

• You should not make any investment decision based solely on the results provided by this application or the educational content on this site. Always consult with a qualified financial professional before making any investment or financial decisions.

2. User Data and Calculation Accuracy

The accuracy of the analytical results depends entirely on the accuracy and completeness of the data input by the user.

• Data Reliance: The application is a formula engine. It processes the financial data (Total Revenue, Assets, Liabilities, etc.) and the Stock Price that you, the user, manually enter. We are not responsible for the sourcing, validity, or timeliness of this external financial data.

• "In Thousands" Adjustment: While the application automatically adjusts figures entered in "thousands" (k) for internal calculation accuracy, it is the user's responsibility to ensure the raw data is correctly sourced and input into the appropriate fields.

• Formula Limitations: Financial formulas, including intrinsic value estimates like the Modified Graham and Buffet Formulas, are theoretical and rely on subjective inputs and assumptions. They provide estimates, not guarantees.

3. Investment Risk

Stock market investing involves inherent risk, including the risk of losing capital.

• The price of stocks can fluctuate widely. Past performance is not indicative of future results.

• Your use of the tools on this website does not guarantee profits, prevent losses, or provide protection from adverse market conditions.

4. Limitation of Liability

The creators, operators, and affiliates of this website shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, or inability to use the application or rely on any of the provided content.

• This includes losses or damages resulting from data entry errors, calculation errors, or reliance on any information or formula result provided by the application.

• You use this tool at your own risk.

5. Consent

By continuing to use this website and the analysis applications, you agree to take full responsibility for all your decisions and understand that the content provided is strictly a calculation and educational aid.